how many times you ask yourself where all my money gone? you know no matter how much money you earn you might find yourself in debts. and this due to spending without control. some people have a filling that they have unlimited supply of money in the bank just passing the credit card and you [...]

Once you’ve made a start and organised a budget the toughest part is to stick to it. And you have to stick to it for more than a couple of weeks.Think about it – this is one of the greatest challenges you’ll ever have to face. Why? Because you’ll be changing some habits than you [...]

If you’re unhappy with your financial situation, a personal budget could be the key to resolving your problems and getting back on track. Most people cringe at the words “personal budget,” and hardly anyone looks forward to creating and using a budget. However, once you start and use a budget, you’ll be amazed at the [...]

Somebody asked me the other week “what is the perfect budget?” That’s an excellent question and there really is no right or wrong answer. Just as, individually, we’re all different, so too are our hopes and dreams, our lifestyles and our needs and wants.So, what might be the perfect budget for one person might not [...]

Being disciplined when it comes to personal finance budgeting is a key component for anyone seeking financial freedom. Taking control of your finances is the first step to starting down the road to building the life you always wanted and the quickest and easiest way to do this is with a budget. The most critical [...]

The internet is a saturated jungle of home budget software ranging from the simple, to the very complex in functionally. To successfully navigate this maze of advertising mayhem, and walk away with the correct Home budget software or budget spreadsheet; you will need to carry with you, in the background of your mind as your [...]

I was talking to a lady the other day… in her mid-forties, who told me that they “don’t need a budget”. Naturally, my curiosity was aroused… not 5 minutes before that statement she was complaining that she had to work, and she hated it. “So why don’t you need a budget?” I asked. Her reply [...]

To say that every family should have a monthly budget is an understatement. The only way to control your family’s finances is with a budget which keeps track of where the money comes from and where it is ultimately spent. A budget, or cash flow plan for those who don’t like the B word, is [...]