100huntley said:

Dave Ramsey’s book, The Total Money Makeover Workbook, will motivate you to immediate action so you can:
* Design a surefire plan for paying off all debt
* Set up an emergency fund
* Prepare for college funding
* Maximize your [...]

Many people learn best by example; you may be one of them. The following sample household budgets are intended to show a couple of simple approaches to recording a budget. The important thing to realize about these is that there is no one right way to do a budget. Some people are afraid of not [...]